WHAT OLARIA IS
Olaria is not another expense tracker. It is a budget journal, a calm, considered place to record what you spend, why you spent it, and what you'll do next.
Built around the 85/10/5 method (Survival, Frictionless, Emotional), Olaria asks you to look at your money honestly, without streaks, badges, or pressure to come back every day. Open it when you have something to record. Close it when you don't.
THE METHOD
Eighty-five, ten, and five.
Most budgeting apps treat every expense the same. Olaria doesn't. Your money flows into three buckets, each with its own purpose, its own pace, and its own honest question.
i
Survival
85%
Rent, groceries, transport. The bills that keep your life running.
ii
Frictionless
10%
Subscriptions, bank charges, and small joys; the things you've decided are worth it.
iii
Emotional
5%
The purchases you didn't plan. Noticed without judgment.
INSIDE OLARIA
What you'll find when you open it.
ON THE MAKING
"I built Olaria to be the budget app I wished existed."
I'm Jennifer Nxumalo. I built Olaria from Johannesburg, working slowly on weekends and quiet evenings, alongside the rest of life.
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The apps I tried before this one all felt designed by someone who didn't understand my money — too clinical, too American, too loud. Olaria is what I wanted instead: an app that respects the time it takes to understand your spending. An app that lets you be honest about emotional buying without making you feel bad about it. An app that holds the long view.
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If Olaria is useful to you, that's the whole point.
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- Jennifer
WHAT OLARIA IS
Shape what's yours.
Olaria is free on the App Store. Download it, populate your first month, see how it feels.
Need help?
Email jen@jennifernxumalo.com , we read every message, and reply within two working days.
Read the full support policy →
Your privacy
Olaria collects only the email and name you sign up with, plus the financial information you choose to enter. We never sell your data.
Read the full privacy policy →
The Olaria brand
Olaria is founded by Jen, a small studio making considered tools for money, work, and the slow work of building a life. Visit olariabyjenn.com →,
SUPPORT & PRIVACY